Meet Tom Howard -
Tom Howard

Tom Howard

Co-Founder and CSO Depfi


Tom Howard is a product geek, advisor, angel investor, blockchain speaker and passionate advocate of decentralized finance and peer-to-peer electronic cash.

Having invested in cryptocurrencies since 2013 and being a founding partner of Taureon angel group in 2017, he has been through two boom-bust cycles and observed the massive challenges users face when trying to use cryptocurrencies as electronic cash. He strongly believes in the need for decentralized money, finance, and government, to make the world more equitable for all and allow all humans to thrive, not just some.

Now his number one focus is making a complete peer-to-peer electronic cash system exist in a useful and easy way, which takes the form of Mosendo, an app which allows anyone to safely send money anywhere in the world. Mosendo is the first product of Depfi, where he is the Chief Strategy Officer and Co-Founder. Their mission is to give the world borderless access to money and wealth.

He also speaks on stage a lot and advises a handful of blockchain projects.

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