Meet Richard Davies -
Richard Davies

Richard Davies

COO Revolut


Richard Davies is a senior FS executive. He is passionate about leading growth through client-centric technology & business model innovation, with a particular interest in SMEs. He is interested in digital identity & open banking (APIs). He is a startup Bootcamp mentor.

The first 6 years of his career were in strategy design and implementation, initially at LEK Consulting, then in the house at Lloyds & Barclay's.

He subsequently moved to run the front office divisions in Barclays covering SMEs in South East (2008-2010) and then as MD for global corporates across the UK, and COO globally (2010-2013).

In 2013, he headhunted to lead new SME challenger bank OakNorth's entry into the UK banking market. After successfully leading the first phase of developing a business plan, hiring executive team, risk systems, product set, operating model design, and regulatory license submission, he decided to join HSBC.

He has UK COO role covered a broad range of responsibilities for $2bn PBT Commercial division of HSBC: business strategy & change activity, digital run and transformation, major regulatory change programs (e.g. Ringfencing, CMA), first-line risk management, lending products (including HSBC Equipment Finance division), and operations. In 2016, he focused fully on digital transformation with a global remit, as Global Head of Propositions and Digital Development for the Commercial Bank.

He joined TSB Executive Committee to lead SME banking at the start of 2018. He addressed customer issues resulting from LBG technology migration and implemented growth plan including improvements to onboarding, BCA and savings products, new field RM channel, and partnerships with Square, Funding Options and Enterprise Nation.

He recently joined Revolut as a COO.

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