Harpal Sandhu founded Integral in 1993 on the campus of Stanford University with the vision of combining technology and finance for the benefit of end-users. Leading the way with the first ever Internet-based derivatives pricing and risk management system in 1997, Integral has pioneered the use of advanced technology to deliver increased transparency, best execution and operational efficiency to banks, brokers and asset managers around the world. In 2018 Harpal founded Mint Exchange, the world’s first cryptocurrency clearinghouse designed for institutions. Mint Exchange is built on the award-winning Integral FX platform that processes over $40 billion/day in fiat currency trading. Harpal began his career as a financial engineer in the Capital Markets Product Development Group at Morgan Stanley & Company.