Meet Aref Al-Ramli -
Aref Al-Ramli

Aref Al-Ramli

SVP, Head of Digital Banking & Innovation Mashreq Bank


Aref Al-Ramli, SVP and Head of Digital Banking and Innovation, heads the digital strategy and innovation for Mashreqbank UAE, Qatar, and Egypt, he has been successful in transforming the digital channels to become the highest contributor to new business and migrated over 91% of the bank’s financial transactions. During his tenor, Mashreq has been awarded “Regions best banking innovation” by the Middle East Bankers Awards and “ Best Internet bank” in Qatar and “Best Online, Deposit, Credit and Investment Product offering” in UAE by the Global Finance awards. Other Highlights in his tenor with Mashreq were to launch one of the first chatbot solutions in the financial industry, the first Java OS based mobile banking solution and the digital electronic forms in the Middle East. Al-Ramli has over 14 years of retail banking experience and holds an MBA and is a business information systems graduate. Aref is also a board member in the UAE Digital Wallet and a steering committee member at the Dubai Blockchain initiative.

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